March 22, 2023

Real estate has always been a popular investment option. Not only does real estate pose the attractiveness of gaining capital appreciation, but also the possibility of being able to generate long term passive income. A piece of property can generate regular rental income even while its value increases over time. This increased value, over time, of real estate, helps to guard against inflation, making real estate/property investment a lower risk investment with an assurance of definite return.

This is why real estate investment pathways are particularly popular in the citizenship by investment programs that offer them. The citizenship by investment programs allow you to invest in government approved properties in lieu of obtaining a second passport or second citizenship from their country.

One such citizenship by investment program is offered by the St. Kitts and Nevis Citizenship by Investment program. 

Investment options offered by St. Kitts and Nevis CBI Program

Established since 1984, and well known as the oldest, formal citizenship by investment program, St. Kitts and Nevis has been a benchmark for many other citizenship by investment programs. This is partly due to its well structured and well governed investment options two of which allow investment in real estate or private property.

The St. Kitts and Nevis Citizenship by Investment program offers 4 investment pathways to citizenship:

  1. Sustainable Growth Fund
  2. Real Estate
  3. Private Home Sale Option
  4. Public Good Investment Option

An overview of St. Kitts and Nevis Citizenship by Investment options can be found here. For the purpose of this article however, we will explore in detail the investment pathways relevant to the purchase of real estate or property.

Real Estate Option

The Real Estate Option under the St. Kitts and Nevis Citizenship by Investment program requires investing a minimum of $400,000 in a government approved St. Kitts and Nevis real estate project.

These projects are referred to as Approved Developments and can cover a variety of real estate projects like resorts, hotels, villas etc. Since St. Kitts and Nevis has a thriving tourism industry, which is a mainstay for the economy of this twin island nation, these projects offer a secure investment. This is further supported by the fact that your investment is ‘sellable’. When applying through this option you need to be aware that the investment needs to be held for at least 7 years. After this 7 year period, you may hold on to your investment or sell it.

Since most of these projects are large scale, it is safe to assume that their development takes some time, and once finished, the investment value has appreciated. The recent January 2023 update to the St. Kitts and Nevis CBI program allows the Real Estate Option to be exercised only for Approved Developments, thus ensuring the security of the investment for both its current and future citizens.

When applying for St. Kitts and Nevis Citizenship by Investment program, choosing the Real Estate Option as a pathway to second citizenship is a safe and secure investment route with a definitive return.

Private Home Sale Option

Another property related investment option under the St. Kitts and Nevis Citizenship by Investment program is the Private Home Sale Option. The minimum investment requirement is $400,000 for an ‘Approved Private Home’ that is a privately held, single family dwelling. This is a permanent investment which means that unlike the Real Estate option, there is no minimum holding period and it cannot be sold.

Two or more applicants are allowed to share in a single piece of real estate, or Approved Private Home, as long as each main applicant contributes the minimum $400,000.

This investment option offers the chance to own a piece of St. Kitts and Nevis real estate  while gaining a second home or vacation property in a beautiful Caribbean country. It also has the benefit of turning into a regular stream of rental income on an island where tourism thrives and beautiful homes in idyllic locations are rented out by wealthy patrons.


As an investment that virtually guarantees returns, the St Kitts and Nevis Citizenship by Investment program offers returns two-ways. First, whether you choose to fast track or not, you receive a strong second passport that opens up a world of business opportunities through visa-free and visa on arrival access to 157+ countries. Secondly, whether you opt for St. Kitts Real Estate investment option, or its Private Home Sale investment option, you get definitive returns either as rental or through value appreciation when you sell.

Investing in real estate or property, to acquire a second passport from St. Kitts and Nevis is an investment that is sure to pay off!

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